Pilot programme with Ar-Rahnu operators in Malaysia
A clear, transparent way for Ar-Rahnu operators and financing partners to connect pledged gold with liquidity, with every valuation, approval and payment on record.
Pledged an item at a branch? See your pledges or check a receipt
Grow your pledge book with partner funding.
Financing against pledged gold that you can inspect.
Your branch stays your point of contact.
Every value is recorded by a valuer from weight, purity and the published gold price. Nothing is estimated automatically.
Financing approvals, staff changes and asset sales need a second person. The platform enforces it.
Every ringgit moved is posted to a double-entry ledger and reconciled against bank statements.
Each Ar-Rahnu receipt carries an integrity fingerprint, so any later change to its terms is detectable.
Staff use two-factor authentication. Every action is written to an audit log.
Partner returns depend on customers redeeming and operators repaying. They are not guaranteed.
Onboarding takes about 15 minutes to start. You can save and come back at any point.
